Business Insurance for Retail
Successful retailers like you offer distinctive products to your customers — and face a distinct set of business risks.
Whether you’re a clothing, appliance or grocery retailer, you need to know that your business has the right coverage when the unexpected happens.
- Can you afford replacement inventory if you’re robbed?
- Are you personally liable if a customer slips on a wet floor?
- Is an employee covered if he or she is injured setting up a display rack?
Together, we’ll map out coverage that protects you from the most common retail exposures, and can help you attract and keep dedicated workers.
Looking for more support?
Too often, seasonal staffing and high turnover translate into insurance premium “guesstimates” — and your cash flow pays the price. If you’re an ADP payroll client, ADP’s Pay-by-Pay® Premium Payment Program connects your payroll and insurance, so you get more accurate premium payments and fewer surprises at audit time.
We’ll help simplify your business insurance, so you can focus on next season’s trends.
COVERAGE TO CONSIDER
Health insurance offers your employees coverage for necessary medical services via healthcare providers that are covered by your plan.
A Workers’ Compensation policy can provide benefits to your employees if they suffer an occupational disease or accidental injury while at work. Coverage includes medical care and compensation for lost income.
Business Owner's Policy (BOP)
A BOP may save you money by combining the coverage of business property insurance and general liability into one affordable policy.
ADP Payroll Integration
By connecting your business insurance and payroll services we can help you better manage costs, cash flow, and reduce time spent on administrative tasks.
Commercial Auto Insurance
Whether you have one vehicle or a fleet of vehicles, a Commercial Auto policy can help protect your company against third-party claims for property damage or bodily injury.