Paying Workers’ Compensation Premium As Part of a Comprehensive Solution Helps Landscaper Improve Cash Flow
Elite Land Services provides lawn maintenance and landscaping services to owners of commercial and noncommercial properties throughout the greater metropolitan area of Tampa, Florida. Company owner, Brian Vowels, started Elite Land Services in 2006 and operated it as a sole proprietor until the summer of 2012, when he added employees. Expanding his business to serve a growing number of commercial clients not only meant increased revenue, it also put him in the market for workers’ compensation insurance coverage.
“When I had no employees, workers’ compensation coverage obviously wasn’t an issue,” says Brian. “I’m happy that my business is growing, but cash flow is still something I have to watch, as a small business owner. Purchasing workers’ compensation insurance coverage was going to be an additional cost I had to take into account. The only question was – how much was it going to be?”
When Brian began to shop, he encountered problems finding a policy with local brokers. Through his payroll service provider, ADP®, Brian learned of the Automatic Data Processing Insurance Agency – an ADP, Inc. affiliated company that specializes in providing Property & Casualty and Health & Benefits Insurance for small and midsized businesses.