A Reason to Smile
Business dental insurance can provide a good return on investment — contributing to the oral health and overall wellness of your employees.
Dental Insurance for Small Business:
Providing Affordable Preventive Care
Commercial dental insurance is designed to pay a portion of the costs associated with dental care. Similar to health insurance plans, dental insurance plans are usually categorized as:
- Indemnity (generally called dental insurance) — Allows employees to see any dentist who accepts this type of coverage.
- Dental Preferred Provider Organization (PDPPO/PPO) — Provides in-network and out-of-network coverage.
- Dental Health Managed Organizations (DHMO) — Assigns or allows employees to select and in-network dentist and/or in-network dental office and use the dental benefits in that network or managed-care plan.
Proactive dental care is an important component of general health and well-being. Regular dentist visits can reveal a lot about your overall health. Through routine check-ups, problems can be identified and addressed before they require complex and costly treatment.
Just like group health insurance, many employees place high value on dental insurance, recognizing its importance as part of a complete compensation package.
Business Dental Insurance
While a group health plan may be the cornerstone of a benefits package, ancillary products — like business dental insurance — can help create a more attractive benefits offering. With this in mind, ADPIA can help you choose the best plan for your business. Over the years, we’ve cultivated relationships with carriers nationwide to offer you numerous options. We’ll work with you step by step to create a cost-efficient health and benefits package that’s customized to the needs of your business.