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New York State Disability Insurance

NYS Disability Insurance

New York is one of a handful of states that requires employers to provide disability benefits coverage to employees for an off-the-job injury or illness.

New York State Disability Insurance: Income Protection for NY-based Employees

New York state disability insurance provides temporary cash benefits to an eligible wage earner when he or she is disabled by an illness or injury that occurs off the clock, or becomes disabled due to pregnancy. 

As a NY-based employer, you are required to provide disability benefits to all eligible employees. Under the Disability Benefits Law, (1) a disabled employee receives weekly cash benefits to replace, in part, wages lost due to an illness or injury that does not arise out of or over the course of their employment.

Disability benefits include cash payments only — employers and insurance carriers are not responsible for medical care.

NYS disability insurance: What you don’t know can hurt your business

Whether you are a NY-based company or have just a single NY-based employee, you may run the risk of incurring significant penalties by not securing disability coverage. Leverage the knowledge and experience of ADPIA to make sure you’re protected — in NY and beyond.

1 - NY State Disability Statute: WCL §211


The information contained in this website represents the products and services available through one of the business groups of Automatic Data Processing Insurance Agency, Inc. (ADPIA). ADPIA services mid and large size clients with various insurance products and services through its other business groups.

All insurance products will be offered and sold only through Automatic Data Processing Insurance Agency, Inc., its licensed agents or its licensed insurance partners, 1 ADP Blvd., Roseland, NJ 07068. CA license # 0D04044. Licensed in 50 states. Automatic Data Processing Insurance Agency, Inc. is an affiliate of ADP, LLC. Certain services may not be available in all states. Certain services are provided through the carrier partners and an additional carrier fee may apply. ADP and the ADP Logo are registered trademarks of ADP, LLC. Copyright © 2017 ADP, LLC.