NYS Disability Insurance
New York is one of a handful of states that requires employers to provide disability benefits coverage to employees for an off-the-job injury or illness.
New York state disability insurance provides temporary cash benefits to an eligible wage earner when he or she is disabled by an illness or injury that occurs off the clock, or becomes disabled due to pregnancy.
As a NY-based employer, you are required to provide disability benefits to all eligible employees. Under the Disability Benefits Law, (1) a disabled employee receives weekly cash benefits to replace, in part, wages lost due to an illness or injury that does not arise out of or over the course of their employment.
Disability benefits include cash payments only — employers and insurance carriers are not responsible for medical care.
Whether you are a NY-based company or have just a single NY-based employee, you may run the risk of incurring significant penalties by not securing disability coverage. Leverage the knowledge and experience of ADPIA to make sure you’re protected — in NY and beyond.