NYS Disability Insurance

Required coverage for companies with New York-based employees.

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Protect your New York-based employees and your business

New York Disability Insurance requirements mandate employers provide disability benefits coverage to employees for an off-the-job injury or illness. Automated Data Processing Insurance Agency, Inc. (ADPIA®) can help you obtain this essential coverage.

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What is NYS Disability Insurance?

New York state disability insurance provides temporary cash benefits to an eligible wage earner when he or she is disabled by an illness or injury that occurs off the clock or becomes disabled due to pregnancy.

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What you need to know about NYS Disability Insurance

Whether you are a NY-based company or have just a single NY-based employee, you are required by law to provide disability benefits to all eligible New York employees.

Complying with New York State’s Disability Benefits Law1

Disabled employees based in New York are entitled to receive weekly cash benefits to replace, in part, wages lost due to an illness or injury that does not arise out of or over the course of their employment:

  • Disability benefits include cash payments only
  • Employers and insurance carriers are not responsible for medical care
  • There may be significant penalties for failing to secure NYS Disability Insurance

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