Dental insurance plans

Like health insurance, employees place a high value on dental insurance. In fact, 96% of employers agree that dental benefits are an essential differentiator when hiring1.

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Four reasons to offer dental coverage

Business dental insurance can provide a good return on investment in addition to contributing to the overall wellness of your employees.

It’s flexible and affordable.
With a wide range of dental insurance plans, you should be able to find one that can fit your budget and needs.

It’s important for employee wellness.
Dental health is linked to overall wellness, so regular check-ups can go a long way toward keeping your employees healthy.

Employees want it.
Dental bills may mean huge out-of-pocket expenses, so offering some type of coverage is a big plus.

It levels the playing field.
You can better compete with larger companies to attract and keep top employees.

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You can count on ADPIA®

Offering a comprehensive benefits package, including dental insurance, can help create an offering that attracts top talent.

With this in mind, Automatic Data Processing Insurance Agency, Inc. (ADPIA) can help you choose the best plan for your business. Our licensed agents will work with you to create a cost-efficient benefits package customized for your unique business needs.

Common questions about dental insurance

What types of dental coverage are available?

Broadly speaking there are three types of plans:

  • Indemnity plans (generally called dental insurance) allow employees to see any dentist who accepts this type of coverage..
  • Dental preferred provider organizations (PDPPO/PPO) provide in-network and out-of-network coverage.
  • Dental health managed organizations (DHMO) assign or allow employees to select an in-network dentist and/or in-network dental office and use the dental benefits in that network or managed-care plan.

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1National Association of Dental Plans Group Purchaser Behavior Study