High risk business insurance
Automatic Data Processing Insurance Agency, Inc. (ADPIA®) can help obtain workers' compensation coverage for complex and hazardous industries.
Specialty insurance coverage for special business needs.
Companies whose work is deemed hazardous often find themselves at higher risk for workers’ compensation claims. This can make it hard to find coverage.
Do you have limited workers' compensation coverage options?
ADPIA® works with a network of carriers who specialize in the insurance needs of complex, high-risk businesses. These industries include:
- Asbestos removal
- Construction
- Carpentry, framing & roofing
- Fabrication & manufacturing
- Garbage & refuse collection
- Home health care & assisted living
- Masonry
- Oil and gas drilling and pipeline work
- Trucking
- Tree trimming
- Telephone, cable, fire alarm
- Warehousing
Taking care of you and your people.
In addition to helping you find workers' compensation coverage, ADPIA can help you in other ways too:
Easier, more accurate payments
With programs like ADP's Pay-by-Pay®, you can integrate your workers' compensation premium payments with your payroll, increasing accuracy, saving time, and potentially improving cash flow.
Ongoing service and support
As an ADPIA client, you’ll have access to ongoing service and support. We’re here to answer questions and help you meet your needs as your business changes and grows.
Safety training and resources
Many of our carrier partners offer safety, training and resources to help you avoid workplace injuries.
Why ADPIA? Here’s what our clients have to say…
9 out of 10
clients say they now spend less time managing their workers' compensation policy and premium using ADP's Pay-by-Pay solution.
4 out of 5
clients spend less time on their year-end audit now that they are using ADP’s Pay-by-Pay solution.
4 out of 5
clients agree their annual audit has been easier to manage since using ADP’s Pay-by-Pay solution.
96%
of clients prefer having their workers’ comp premium payments spread across their payroll cycle (vs. having an upfront deposit).
9 out of 10
clients agree Pay-by-Pay has helped improve cash flow for their business by spreading premium payments across their payroll cycle.
Internal survey of 697 ADPIA clients in 2022 that use ADP’s Pay-by-Pay® Premium Payment Program to calculate and process their workers’ compensation premiums.