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Business Owners Policy (BOP) |  Commercial Auto Insurance | Umbrella Policy

ADPIA Commercial Auto Insurance

Commercial Auto Insurance

A commercial auto insurance policy covers the increased liability risks that arise from daily business operations.

Commercial Auto Insurance: Drive Your Business Vehicles with Confidence

The keys to a commercial auto insurance policy

If you have vehicles on the road, commercial auto insurance coverage is an important safety net for your business. If you or an employee is sued following an accident, insurance helps cover the financial responsibility resulting from injury and/or property damage.

Not sure if you need this protection? If you answer “yes” to any of the following, your business would benefit: 

• Does your business own, lease or rent vehicles?
• Do your employees drive company-owned, leased or rented vehicles?
• Do your employees drive their own vehicles while conducting business?
• Do you or your employees drive company cars for both business and personal use?

Protection on and off the road

At ADPIA, we go beyond basic insurance advice to deliver simplicity, consultation and convenience. Count on us to provide your business access to the most efficient and comprehensive insurance solutions for your commercial vehicles, so you can keep your focus where it matters — on your growing business.

What is commercial auto insurance?

Commercial auto insurance includes insurance for autos, trucks and vans used for business purposes. If you own a business and use personal vehicles for business purposes, a commercial auto insurance policy can help protect you and your company against third-party claims for property damage or bodily injury. Many personal auto insurance policies exclude coverage if a vehicle is used mainly for business.

Will my employees' personal autos be covered under a commercial auto insurance policy if they are using their autos for business?

Many commercial auto insurance policies cover the liability for your business for employees who use their own autos for business purposes. However, the employees' personal auto policies would be the primary coverage for damage to their automobiles.

The information contained in this website represents the products and services available through one of the business groups of Automatic Data Processing Insurance Agency, Inc. (ADPIA). ADPIA services mid and large size clients with various insurance products and services through its other business groups.

All insurance products will be offered and sold only through Automatic Data Processing Insurance Agency, Inc., its licensed agents or its licensed insurance partners, 1 ADP Blvd., Roseland, NJ 07068. CA license # 0D04044. Licensed in 50 states. Automatic Data Processing Insurance Agency, Inc. is an affiliate of ADP, LLC. Certain services may not be available in all states. Certain services are provided through the carrier partners and an additional carrier fee may apply. ADP and the ADP Logo are registered trademarks of ADP, LLC. Copyright © 2017 ADP, LLC.