Health and Benefits 101

Health and benefits insurance hero

Question 7

How do businesses purchase H&B coverage?

There are several resources available for information, guidance, and help while shopping for H&B coverage.

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Licensed independent agents of insurance companies

They market the products of one or more insurance carriers.

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Licensed representatives, who sell the products of a variety of insurance carriers.

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An insurance carrier

A company that issues insurance policies and underwrites insurance coverage.

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Health Insurance Marketplace/Exchange

Helps you shop for ACA-approved medical plan coverage.


Next Question: How do you choose the right H&B coverage?

The information contained in this website represents the products and services available through one of the business groups of Automatic Data Processing Insurance Agency, Inc. (ADPIA). ADPIA services mid and large size clients with various insurance products and services through its other business groups.

All insurance products will be offered and sold only through Automatic Data Processing Insurance Agency, Inc., its licensed agents or its licensed insurance partners, 1 ADP Blvd., Roseland, NJ 07068. CA license # 0D04044. Licensed in 50 states. Automatic Data Processing Insurance Agency, Inc. is an affiliate of ADP, LLC. Certain services may not be available in all states. Certain services are provided through the carrier partners and an additional carrier fee may apply. ADP and the ADP Logo are registered trademarks of ADP, LLC. Copyright © 2016 ADP, LLC.